Freedom would be the word I would use to set the tone for next year. I make goals each year, but I’d never thought of picking a word to set the tone until reading a post on The Happiness Project. Freedom for me would mean no longer having to check the balance in my account [...]

Do you get caught up in your possessions? Do you get mad when your kids break something of yours? Do you get upset when your spouse scratches or dents your car? Does this cause barriers to form in your most important relationships? Crystal at Money Saving Mom has an excellent post that is a great [...]

I’m not sure what makes me look like a good candidate to ask for money, but apparently I am. Perhaps it is my designer Walmart clothes, my amazing hair cut, or my rugged good looks. Or maybe that guy I gave $40 to in Houston all those years ago marked me with a piece of [...]

1. Clothing Exchange: Every year my community has a clothing exchange. This is where everyone drops off their used clothing. Clothes that don’t fit them or their kids or just never looked good on them, but would look great on someone else. Some wonderful individuals organize the clothes by size and gender and then at [...]

Debt has got us in bondage, but one payment at a time we are breaking FREE. I’ve debated how much to share about our financial situation. To be honest it is humiliating to me to share our current circumstances, but I want to help others to avoid our situation or if you are in a [...]

A Book on the Recession that isn’t Depressing: We all know that the news media loves to constantly spew unemployment numbers and shock us with loss of homes reports. It is all so negative and leaves you feeling like there is no hope – like it is all beyond our control. This book, on the [...]

I cut up all of our credit cards today! I’m overcome with fear as well as great excitement. I’ve taken a new path and there is no way back. There are no credit cards to fall back on. I’ve got to stick to the budget and pray nothing and I mean nothing goes wrong. We’ve [...]

My wife emailed me a link to a blog today and asked if it was legitimate. It looked very nice and told the story of how a guy (living in a town near my work) went from poor to rich through posting links on Google. There was a nice picture of the guy and his [...]